Updated Feb 2023

52-week savings plan save $5000 to start a business | Success Savvy Mom | successsavvymom.com

Many of you have probably heard about the 52-week savings plan in one way or another, but you may not be crystal clear on how you can use it to achieve your dream, namely to start a business! So this post will address exactly that.

TIP – if you need help with ideas on how to best implement a savings plan, read these related articles:

Or with setting up a budget:

So… what is a 52-week savings plan, why would you need one, and how’s it supposed to help you set aside money for your business?

Well, first things first. Let’s put things into context: if you’re serious about starting a business, then chances are you’ve realized that you’re going to have to invest in it sooner or later. There’s just no way around it.

There’s no doing everything for free, not when you’re trying to start a business rather than a hobby. If you’re constantly searching the internet for all of the free information out there to start a business, then you’re probably not in the right mindset for this article.

And that’s fine, don’t get me wrong! I think we’ve probably all been there and done that. But sooner or later you realize that it’s just going to take you an insane amount of work and time to try and do it all for free instead of paying for some of the resources you’re going to need to really start a business.

And that’s the keyword here, business.

So this post is probably not going to resonate with you if you still want to do it all for free.

But if you’ve moved beyond that mentality and really feel the need to invest in your business, if you’re ready to take this seriously and invest in yourself to live the life of your dreams, then this post is for you.

Because if you want to start a business, then you need to treat it as such, and being in business requires investing in it, which requires startup capital.

And here we are.

Now that we’re all on the same page, let’s have a look at what this 52-week savings plan is, why you need one, and how it’s going to help you reach that goal amount of capital.


A 52-week savings plan is, well, just that. A savings plan that spans 52 weeks (one year), and gives you a clear amount of money you need to set aside each and every single week to reach that goal amount.

It’s usually in the form of a printable (get mine here – it’s designed specifically to help you reach $5000 in 52 weeks!) that specifies, week by week, how much you need to set aside.

You can compare it to a roadmap; it tells you where you are, where you’re going, and exactly how you’re going to get there.

And that’s pretty much it!


So now that you know what it is, let’s have a look at why you need one.

I mean, we’re all grown-ups, we know how to manage our money, right?

Well… For one thing, that’s unfortunately completely NOT true. We’ve all heard of people going bankrupt, right?

But that’s not you. You know how to manage your money. So why this savings plan?

Because it gives you clarity.

If you’ve read my blog for any amount of time, then you’ve probably stumbled across posts where I mention goal setting and getting clarity in why you’re doing the things you’re doing. And there’s a reason for that. It’s that I’m a HUGE believer in setting goals to get that clarity that you need to know exactly where you’re going.

Without that, you’re kind of just stumbling along blindly. Even if you’ve got some dim idea of vaguely where you want to go, it’s not enough.

I mean, would you just shoot an arrow, not knowing where the target is? Probably not. How are you supposed to hit that target if you don’t know where it is?

It’s exactly the same with savings.

With a savings plan, you know exactly what you’re saving for: your dream. To change your life. To start your own business and earn money on your own terms instead of selling your time for money.

This is your dream. It shouldn’t feel like a big a sacrifice to set money aside for that.

So there are 2 main reasons WHY you need a savings plan:


It will allow you to stay laser-focused on what you’re saving for. It should NOT be just some random idea of “for emergencies”, or “for later”. No. This money is for your business.

Keep that in mind. This money that you set aside every single week with the 52-week savings plan has a purpose.

It’s not just a random amount set aside to use later, as many of us do for other reasons. It has to be set into a separate account, or taken out altogether and stashed somewhere else.

But set it apart, and remember what this money is for.

Make this year YOUR year!


This is again something that I love, and that is so important in achieving goals (it’s why it’s used for setting SMART goals!)

When you have a specific end-game in mind, when it’s clear and defined, there’s no room for interpretation and misunderstandings or excuses.

With a 52-week savings plan, you know exactly the amount that you need to set aside every week to reach your overall goal.

You know exactly what your end-game is: to save $5000 by the end of the year so that you can start your business.

So that next year can be YOUR year. So that you can finally live that life you’ve been dreaming of. So you can finally treat your kids and husband to something special.

So that you can finally stop surviving and start living.

Isn’t that worth a little sacrifice this year? It’s just 52 weeks.

52 weeks that can change your entire life. Grab your plan here.


We’ve all been in that position where we don’t want to sacrifice current comfort for future rewards.

We’re human. It’s anchored deep in our DNA. Our brains are hard-wired to protect us from discomfort, which is why we so often do this.

But this isn’t how you reach success. How you reach that point where your dreams become a reality.

You’ve probably heard this a million times, but I’ll say it again. Magic doesn’t happen in your comfort zone. It happens outside of it.

So get the 52-weeks savings plan here, or at the bottom of this post.

A fair heads-up though; this is a plan designed to help you save $5000 in one year. This means it’s a serious plan, requiring serious dedication. It’s not for everyone – only for those that are serious about saving to start a business!

If that’s you, then start today. No more excuses.

Set up this plan, and stick to it so that this time next year you’ll be ahead of 98% of the population, and well on your way to living your dream life.

If you’re done waiting for the perfect moment because deep down you know the perfect moment is NOW, then grab your 52-week savings plan below.

This is your year, don’t waste it!

What about you? Are you ready to start working on your own life? Ready to make a few sacrifices today for a better life tomorrow? Let me know in the comments, I always love to hear from you guys!

And in the meantime, take care,


P.S. Don’t forget to pin this for later!

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